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Our blog is where you can find tips and information that we hope will be both timely and helpful.  If you ever want to discuss a topic in more detail, we welcome you to call our office - we would be happy to chat with you!  

 

Monday, November 11, 2019

Click on the link to read the November 2019 Newsletter: DFR November 2019 Newsletter

 

Thursday, November 7, 2019

Planning for the Expected Perhaps Bette Davis said it best when she observed, “Old age is no place for sissies.”¹ The challenges seniors have met throughout their lives have made them wiser and stronger, preparing them...

 

Tuesday, November 5, 2019

INFLATION & YOUR MONEY “If the current annual inflation rate is only 2.2%, why do my bills seem like they're 10% higher than last year?” Many of us ask ourselves that question, and it illustrates the importance of...

 

Thursday, October 31, 2019

Six Most Overlooked Tax Deductions Who among us wants to pay the IRS more taxes than we have to?¹ While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible....

 

Tuesday, October 29, 2019

A Primer on Dividends Tip: Dividend Dates. There are four important dates for dividends:Declaration Date: The company announces when it will pay a dividend and how much the dividend will be worth.Ex-Dividend Date: Shareholders of...

 

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Thursday, October 24, 2019

Best-Performing Asset Classes According to Yale University's Crash Confidence Index, only about 27% of investors are confident the stock market will not crash sometime during the next six months.1 But if fear leads investors to avoid...

 

Tuesday, October 22, 2019

A TAXING STORY: CAPITAL GAINS AND LOSSES Chris Rock once remarked, “You don’t pay taxes – they take taxes.”1 That applies not only to income, but also to capital gains. Capital gains result when an individual...

 

Friday, October 18, 2019

Click on the link to read the October 2019 Newsletter: DFR October 2019 Newsletter

 

Tuesday, October 15, 2019

Where Will Your Retirement Money Come From? For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources: Social Security Social Security is the government-administered...

 

Wednesday, October 9, 2019

Click on the link to read the October Newsletter: DFR October 2019 Newsletter

 

Tuesday, October 8, 2019

Where Will Your Retirement Money Come From? For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources: Social Security Social Security is the government-administered...

 

Thursday, October 3, 2019

Variable Universal Life Insurance Variable universal life insurance is permanent life insurance—it remains in force for the policyholder's whole life. And, as with universal life insurance, it provides a flexible premium and an...

 

Monday, September 30, 2019

What Is a Stretch IRA? The Investment Company Institute reports that there is roughly $9.3 trillion in Individual Retirement Accounts (IRA).1 To help put that in perspective, that’s nearly half the annual gross domestic product...

 

Thursday, September 26, 2019

Trends in Charitable Giving According to Giving USA 2018, Americans gave an estimated $410.02 billion to charity in 2017. That’s the highest total in more than 60 years since the report was first published, and also, first-time...

 

Tuesday, September 24, 2019

Click on the link to read the September 2019 Newsletter: DFR September 2019 Newsletter

 

Tuesday, September 24, 2019

Best-Performing Asset Classes According to Yale University's Crash Confidence Index, only about 27% of investors are confident the stock market will not crash sometime during the next six months.1 But if fear leads investors to avoid...

 

Thursday, September 19, 2019

Retirement Income and the Traditional Portfolio Taking withdrawals from a traditional portfolio exposes fixed-income investors to “sequence of returns” danger. In other words, experiencing negative returns early in...

 

Wednesday, September 18, 2019

A Taxing Story: Capital Gains and Losses Chris Rock once remarked, “You don’t pay taxes – they take taxes.”1 That applies not only to income, but also to capital gains. Capital gains result when an individual...

 

Thursday, September 12, 2019

SPLIT ANNUITY STRATEGY Tip: Annuity sales reached nearly $192 billion in 2017, which is roughly equal to the GDP of New Zealand.Source: Insured Retirement Institute, April 17, 2018; The World Bank, 2017 When financial markets turn...

 

Tuesday, September 10, 2019

The Anatomy of an Index Did you know that more than $7.8 trillion in assets are benchmarked to the Standard & Poor’s 500 Composite Index, including $2.2 trillion in index assets?¹ The S&P 500 is ubiquitous—we see it on...

 

Thursday, September 5, 2019

The Business Cycle What has upswings and downturns, troughs, peaks, and plateaus? Though such terms could easily describe a roller coaster ride, in fact they are commonly used to refer to something known as the business cycle. The...

 

Tuesday, September 3, 2019

PUTTING A PRICE TAG ON YOUR HEALTH We hear over and over again how important it is to maintain a healthy lifestyle. But being healthy for its own sake isn’t easy — especially when you’re facing down temptation or...

 

Thursday, August 29, 2019

Does Your Portfolio Fit Your Retirement Lifestyle? Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. Using these inputs and sophisticated portfolio-optimization...

 

Tuesday, August 27, 2019

The Investment Risk No One’s Ever Heard Of Knowledgeable investors are aware that investing in the capital markets presents any number of risks—interest-rate risk, company risk, and market risk. Risk is an inseparable...

 

Thursday, August 22, 2019

Assess Life Insurance Needs If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal...

 

Wednesday, August 21, 2019

Click on the link to read the August 2019 Qualified Retirement Plan Newsletter: DFR August 2019 QRP Newsletter

 

Tuesday, August 20, 2019

How Stocks Work

 

Thursday, August 15, 2019

Rebalancing Your Portfolio Tip: Rebalancing Schedule. When to rebalance? There is no set rule. Some rebalance when their portfolio’s allocation is off by a specific percentage — say 5%. Others may be comfortable setting the...

 

Tuesday, August 13, 2019

ESTIMATING THE COST OF COLLEGE Tip: Public Costs. Average in–state tuition and fees for public four-year institutions was $9,970 for the 2017-2018 school year. Out-of-state tuition for these same institutions averaged $25,620...

 

Monday, August 12, 2019

GLOBAL VS. INTERNATIONAL: WHAT’S THE DIFFERENCE? With international stock markets comprising nearly two-thirds of the world’s capitalization, a broad range of investment opportunities exist outside the borders of the U.S...

 

Thursday, August 8, 2019

Click on the link to read the August 2019 Newsletter: DFR August 2019 Newsletter

 

Tuesday, August 6, 2019

Why You Need an Estate Strategy

 

Tuesday, July 30, 2019

9 Facts About Retirement Tip: Nearly 70% of workers expect to work for pay in retirement, but only 26% of retirees actually have done so. Source: 2018 Retirement Confidence Survey, EBRI Retirement can have many meanings. For some, it...

 

Thursday, July 25, 2019

Pay Yourself First Each month you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the...

 

Tuesday, July 23, 2019

TYPES OF STOCK MARKET ANALYSIS There is no shortage of analysis for anyone interested in investing. A search for the term “stock market analysis” turned up 585 million results on Google and well over 55 million Yahoo...

 

Thursday, July 18, 2019

THE COST OF PROCRASTINATION Tip: Don’t Put it Off. Putting off an easy thing makes it hard. Putting off a hard thing makes it impossible.-George Claude Lorimer Some of us share a common experience. You’re driving along...

 

Tuesday, July 16, 2019

Should You Choose a Fixed or Variable? Buying a home is the single-largest financial commitment most people ever make. And sorting through mortgages involves a lot of critical choices. One of these is choosing between a fixed- or...

 

Thursday, July 11, 2019

Click on the link to read the July 2019 Newsletter DFR JULY 2019 NEWSLETTER

 

Tuesday, July 9, 2019

MONTHLY MARKET REPORT JUNE 2019 US MARKETS The stock market rode a wave of optimism this month, thanks to continued belief in a potential interest rate cut by the Federal Reserve and the lesenging U.S.- China trade tensions. The Dow...

 

Thursday, June 27, 2019

FOUR REALLY GOOD REASONS TO INVEST Forty-six percent of Americans do not own any stocks or stock-related investments, such as mutual funds, according to a recent Gallup poll.¹ Individuals may cite different reasons for not...

 

Tuesday, June 25, 2019

HOW THE FEDERAL RESERVE WORKS Tip: Checks. Due to the onslaught of electronic check collection, the Federal Reserve now processes paper checks at just one location nationwide, down from 45 locations in 2003. Source: Board of Governors...

 

Tuesday, June 11, 2019

YOUR EMERGENCY FUND: HOW MUCH IS ENOUGH? Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing and your family ends up on a first-name basis with the nurse at urgent care. Then, as...

 

Tuesday, June 11, 2019

Click on the link to read the April Newsletter: DFR June 2019 Newsletter

 

Friday, May 3, 2019

Click the link to read our April 2019 401K Newsletter

 

Saturday, April 6, 2019

Click on the link to read the April Newsletter DFR April Newsletter

 

Friday, March 8, 2019

Click the link to read the newsletter: Doctors Financial Resource March Newsletter

 

Friday, February 8, 2019

Click on the link to view the Doctors Financial Resource February 2019 Newsletter

 

Friday, February 1, 2019

Click on the link to read the article Cetera Weekly Vantage Point

 

Friday, January 25, 2019

Click on the link to read the : January 401k Newsletter

 

Friday, January 18, 2019

Click on the link to read the Weekly Vantage point

 

Wednesday, January 16, 2019

Click on the link to read our: January Newsletter

 

Tuesday, January 8, 2019

Follow the link to the Weekly Vantage Point Article: Recession Fears Recede

 

Wednesday, January 2, 2019

Click on the title to read the article: Wall Street Trims December Losses

 

Wednesday, December 19, 2018

Click on the link to go to the latest weekly Vantage Point article: Stocks End Week in Correction

 

Friday, December 7, 2018

Please click the provided link to enjoy our November Newsletter > December 2018 Newsletter

 

Wednesday, December 5, 2018

Please review the commentary on the recent Market Environment, and feel free to contact us with any questions you might have or if we can be of any help. Markets Sell Off as Investors Become More Jittery

 

Monday, November 26, 2018

Click the web link to view the Cetera Article with respect to the recent market volatility. Cetera Sightline 11.20.2018

 

Friday, November 2, 2018

Please click the provided link to enjoy our November Newsletter > November 2018 Newsletter

 

Friday, October 19, 2018

Follow the link to see our October 2018 401k Newsletter: October 2018 401k Newsletter

 

Friday, October 5, 2018

Please click the provided link to enjoy our September Newsletter > October 2018 Newsletter

 

Friday, September 7, 2018

Please click the provided link to enjoy our September Newsletter >> September 2018 Newsletter

 

Tuesday, August 7, 2018

Please click the provided link to enjoy our August Newsletter >>> August 2018 Newsletter

 

Thursday, July 12, 2018

Please click the provided link to enjoy our June Newsletter >>>July 2018 Newsletter

 

Wednesday, June 6, 2018

Please click the provided link to enjoy our June Newsletter >>> June 2018

 

Friday, May 4, 2018

Please click the provided link to enjoy our May Newsletter >>> May 2018

 

Wednesday, April 18, 2018

Please click the provided link to view our Spring 401k Newsletter >>> Spring 2018 401k

 

Friday, April 6, 2018

Please click the provided link to enjoy our April Newsletter >>> April 2018

 

Wednesday, March 7, 2018

Please click the provided link to enjoy our March Newsletter >>> March 2018

 

Wednesday, February 7, 2018

Please click the provided link to enjoy our February Newsletter >>> February 2018

 

Wednesday, January 24, 2018

Please click the provided link to view our Winter 2018 401k Newsletter >> Winter 2018 401k Newsletter

 

Friday, January 19, 2018

Please click the provided link to enjoy our November Newsletter >>> January 2018

 

Thursday, December 7, 2017

Please click the provided link to enjoy our November Newsletter >>> December 2017

 

Monday, November 6, 2017

Please click the provided link to enjoy our October Newsletter >>> November 2017

 

Tuesday, October 10, 2017

Please click the attached link to view our October 2017 401k Newsletter >> October 2017 Quarterly 401k Newsletter

 

Friday, October 6, 2017

Please click the provided link to enjoy our October Newsletter >> October 2017

 

Friday, September 8, 2017

Please click the provided link to enjoy our September Newsletter >>September 2017

 

Monday, August 7, 2017

Please click the provided link to enjoy our August Newsletter >>August 2017 Newsletter

 

Monday, July 17, 2017

Click this link to view our >>> July 2017 Market Newsletter Happy 4th of July!!

 

Thursday, June 1, 2017

Perhaps your financial picture is very sound. You think it is unlikely you will run out of money. If you are in this situation, you may want to consider how to pass more tax effective assets to the next generation or even the one...

 

Friday, May 12, 2017

PLease click our link below to the May 2017 Market commentary PDF: May 2017 Market Commentary

 

Tuesday, May 2, 2017

For this edition of our financial need-to-know article, we wanted to educate you on a common misconception that comes up with our doctor clients. It's often said that doctors, due to their income, cannot use Roth IRA. However,...

 

Friday, April 21, 2017

We’ve all known about diversification since we were preschoolers. Our parents taught us: “don’t put all your eggs in one basket.” But why? Quite simply, you wouldn’t want to lose all your eggs if that one...

 

Monday, January 23, 2017

Do you remember when you were a kid and you would get candy or cookies from a grandparent and you didn't want your siblings or cousins to take what you had been given? You worked so hard for that prize and it was yours. Did you wish...

 

Tuesday, December 13, 2016

Travis Flandermeyer, MBA and Phil Messuri, MS, CFP®, of The Doctor’s Financial Resource understand the acute pressures doctors in our state face today—chief among them the demanding schedules faced on a daily basis....